SilverCard Prepaid MasterCard®
Direct Deposit: Quick, Convenient, Free

Perfect for government/benefits checks

Click here to get your cardDirect Deposit is the easiest way to load your SilverCard MasterCard – and it's FREE! Payday can now be faster and more convenient. No bank account is necessary. Load all or part of your paycheck, government or Social Security check to your SilverCard to enjoy the benefits of Direct Deposit:

  • Get paid right away – immediate access to your money
  • No more check cashing fees
  • No more waiting in lines
  • No weekly fee**
  • It's FREE!

SIGN UP FOR DIRECT DEPOSIT

Provide your employer with the below information or give your employer the voided check that came with your SilverCard. You can also click here to download a direct deposit form or call 1-877-889-5106.

Routing Number: 124303065
Card Account Number: Your card account number
Bank Name: Centennial Bank


DIRECT DEPOSIT OF GOVERNMENT BENEFITS

You can easily sign up online to have your Government Benefits deposited directly to your SilverCard account. Click here to get started.

For Step 3Section C: Bank or Credit Union Information – Enter the following SilverCard account information for your benefits to be deposited to your SilverCard account.

9-Digit Routing Number:124303065
Card Account Number: Enter the Card Account Number on your SilverCard
Account Type:Checking

The Bank for your prepaid card is Centennial Bank.


DIRECT DEPOSIT Q&A

What is Direct Deposit?
Direct Deposit allows employers or the Government to automatically deposit your pay or government benefits directly into your SilverCard Prepaid MasterCard account. The electronic payments are safe and secure. Payments reach your card account the day the check is issued, eliminating the need for you to stand in line to cash your check.

Am I eligible for Direct Deposit?
Yes. Most employers and government benefit providers offer Direct Deposit as a method to receive your pay. Check with your employer or benefits provider. Then give them the voided check that came with your SilverCard or download the SilverCard Direct Deposit Form to get started.

How do I start Direct Deposit on my SilverCard?
First, ask your employer or benefits provider if direct deposit is available. Then you can either give them the voided check that came with your SilverCard, download the Direct Deposit form or call 1-877-889-5106. Generally, it takes 1-2 pay periods for your employer to start depositing your paycheck in your SilverCard MasterCard account. Your money is safe and protected by the MasterCard Zero Liability Policy*.

When will my money be available on my SilverCard?
Your money will be available on your SilverCard on your payday or the date the check is issued.

How do I know if my money was deposited to my SilverCard account?
Sign up to access your SilverCard account online 24/7 at www.silvercardmc.com. You can check your balance and manage your card account online. Also, sign up to receive your balance information through our free SMS Text Alert service sent to your cell phone or email.

If I change jobs, can I restart Direct Deposit?
Yes. To restart Direct Deposit on your SilverCard MasterCard, fill out a new direct deposit form, and give it to your new employer. The Direct Deposits from your previous job will automatically stop.

Can I use Direct Deposit for one time deposits?
Yes. You can deposit your tax refund or other one time payments from institutions that offer direct deposit onto your SilverCard. You would need to provide the information on the direct deposit form. Login to your online card account to download this information.