SilverCard Prepaid MasterCard®

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My benefits check is deposited right to my card, so I get my money faster and without having to wait in line at the check-cashing place. Roberta – Columbia, SC

How Direct Deposit Works

With Direct Deposit, your paycheck or government benefits check is deposited into your account automatically each payday. You get paid faster, and you don't have to wait in line or pay to cash your checks. The moment your employer pays you, your money is on the card.

Signing Up Is Easy

Gather this information.

Routing and account numbers: Log into your cardholder account and click on Direct Deposit to get your Routing Number and Account Number.

Paychecks

Download a Direct Deposit form. Fill it out and give it to your employer. Easy.

Questions

Call 1-877-889-5106.

Government Benefits Checks

Do you receive a Social Security, VA Compensation or other federal government benefits check? You can Direct Deposit these to your card as well. It's easy to set up, and you'll get your check faster. Call 1-877-889-5106 for details.

Direct Deposit Q&A

What is Direct Deposit?
Direct Deposit allows employers or the Government to automatically deposit your pay or government benefits directly into your SilverCard Prepaid MasterCard account. The electronic payments are safe and secure. Payments reach your card account the day the check is issued, eliminating the need for you to stand in line to cash your check.

Am I eligible for Direct Deposit?
Yes. Most employers and government benefit providers offer Direct Deposit as a method to receive your pay. Check with your employer or benefits provider. Then give them the voided check that came with your SilverCard or download the SilverCard Direct Deposit Form to get started.

How do I start Direct Deposit on my SilverCard?
First, ask your employer or benefits provider if Direct Deposit is available. Then you can either give them the voided check that came with your SilverCard, download the Direct Deposit form or call 1-877-889-5106. Generally, it takes 1-2 pay periods for your employer to start depositing your paycheck in your SilverCard MasterCard account. Your money is safe and protected by the MasterCard Zero Liability policy^†.

When will my money be available on my SilverCard?
Your money will be available on your SilverCard on your payday or the date the check is issued.

How do I know if my money was deposited to my SilverCard account?
Sign up to access your SilverCard account online 24/7 at www.silvercardmc.com. You can check your balance and manage your card account online. Also, sign up to receive your balance information through our free SMS Text Alert service sent to your cell phone or email.

If I change jobs, can I restart Direct Deposit?
Yes. To restart Direct Deposit on your SilverCard MasterCard, fill out a new Direct Deposit form, and give it to your new employer. The Direct Deposits from your previous job will automatically stop.

Can I use Direct Deposit for one time deposits?
Yes. You can deposit your tax refund or other one time payments from institutions that offer Direct Deposit onto your SilverCard. You would need to provide the information on the Direct Deposit form. Login to your online card account to download this information.

The SilverCard Prepaid MasterCard is issued by MetaBank pursuant to a license by MasterCard International Incorporated. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

* Obtaining Your Card: The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification at any time. "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation.

** Standard text messaging rates apply, see your carrier for details.

† With Zero Liability protection for lost and stolen cards, you will have peace of mind knowing that the financial institution that issued your U.S. MasterCard card won't hold you responsible for "unauthorized purchases." Zero liability applies to purchases made in the store, over the telephone or made online. As a MasterCard cardholder you will not be responsible in the event of unauthorized purchases provided that the following preconditions are met: 1) your account is in good standing; 2) you have exercised reasonable care in safeguarding your card from any unauthorized use (unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the "unauthorized" purchase); and 3) you have not reported two or more unauthorized events in the past 12 months. Zero Liability does not apply to MasterCard-branded cards issued to an entity other than a natural person; primarily for business, commercial, or agricultural purposes; outside of the U.S. region; or if a PIN is used as the cardholder verification method for the unauthorized transaction(s). Consult your issuing financial institution for additional details.